Welcome to DIYInsurance.com

Hello, I'm Fred Starr (919-726-9069).  At DIYInsurance.online, I want to make the process of applying easy and convenient for you. The informative articles and links on the different web pages will allow you educate yourself, and then to apply for your policy from the comfort of your home.  So, go to the different pages and learn about life insurance and use the links at the top of each page to apply.

I'm very pleased to be able share a new program--the National Consumer Protection Plan.  This is an association membership that includes some fine discounts plus insurance.  The Core plan is available in ALL 50 states.  The other plans are available in the states in which I am licensed to sell insurance.

Also, please look at the the page for the health insurance available from Manhattan Life, which has the link for InsureMeNowDirect.  The company has some of the best plans.  On the same link, you can sign up for ReliaShield ID theft plan--which has an extremely competitive cost.  At the bottom of that page, you will find a link for Breeze, which allows people to sign up for both short-term and long-term disability plans.

I'm licensed to sell life and health insurance in: NC, SC, VA, OH, MI, TX and WA.  Feel free to share my site with anyone who lives in these 7 states.

Introduction to Life Insurance

There are different kinds of life insurance.  The most common kinds are term and permanent both require the insurance company to ask about a person's health. Term insurance can have a level of premium for the full length of the policy—10 or 20 or 30 years, or the premium may go up every 5 years. Permanent insurance is often whole life, and older people can get a “simplified issue” policy even if they don't aren't in perfect health. And the guarantee acceptance or issue kind of permanent insurance is available for those people who have a significant health problem.  Another kind is Universal Life, or Indexed Universal Life, is used to build up cash value in preparation for retirement.  These are available from my links on the following pages.

There one other kind:  Single Premium Whole Life is used for someone with significant financial assets to pass these along to the next generation.  You will need to speak with me to get my assistance for this.

Thanks for visiting my website!